Union Bank Rtgs Charges Online

If you need to transfer ₹2 lakh or more instantly, RTGS (Real Time Gross Settlement) is your best friend. Unlike NEFT (which settles in batches), RTGS processes transactions one-by-one in real time—meaning the money hits the beneficiary’s account within 30 minutes.

Before initiating a large RTGS, check your daily transaction limit in Union Bank Vyom (Menu > Settings > Transaction Limits). Increase it temporarily if needed – still free. Have you faced unexpected RTGS charges from Union Bank? Let me know in the comments below. union bank rtgs charges

But what does Union Bank charge for this convenience? Let’s break down the latest fees, limits, and hidden tips to save money. Note: RBI mandates that savings account customers get free RTGS for online transactions (net banking/mobile app). However, branch transactions still carry a fee. 1. Online RTGS (Net Banking / Mobile Banking) | Transaction Amount | Charges (incl. GST) | |-------------------|----------------------| | ₹2 lakh to ₹5 lakh | NIL | | Above ₹5 lakh | NIL | If you need to transfer ₹2 lakh or