Prepared For: SBI Cardholders Subject: Step-by-step procedure to unblock a credit card using SMS-based banking Date: [Current Date] Objective: To provide a clear, actionable guide for unblocking an SBI Credit Card through SMS, including prerequisites, message formats, confirmation steps, and fallback options. 1. Executive Summary State Bank of India (SBI) Credit Cards can become temporarily blocked due to multiple incorrect PIN attempts, suspicious transaction alerts, or a cardholder’s own request (e.g., lost card). While the SBI Card app and customer care are common resolution channels, SMS banking offers a quick, offline, and network-independent method to unblock a card—provided the cardholder has registered their mobile number with SBI Cards.
| Keyword | Recipient | Purpose | |---------|-----------|---------| | UNBLOCK 1234 | 5676791 | ❌ Invalid command | | CARDACTIVE last4 | 5676791 | ❌ Only for new cards | | HELP | 5676791 | ✅ Returns list of valid SMS commands | how to unblock sbi credit card by sms
PIN [Last 4 digits of card number] [Last 4 digits of DOB (DDMM)] (Send to 5676791 ) While the SBI Card app and customer care
If card number ends with 1234 and DOB is 15/08/1985 → PIN 1234 1508 → Send to 5676791 Step 2: Receive OTP/Confirmation You will receive an SMS reply with a one-time password (OTP) or a confirmation link. Step 3: Reply with New PIN Reply to the message with your chosen 4-digit new PIN when prompted. Step 4: Confirmation Message You will receive a final SMS: “Your SBI Credit Card PIN has been successfully generated. Your card is now active for ATM/POS transactions.” Total time: ~2–5 minutes. No call required. 4. Alternative SMS Keywords (For Other Unblock Attempts) Although the above is the only true unblock method via SMS, some cardholders try these keywords. They will not work for unblocking , but are listed for completeness: Step 4: Confirmation Message You will receive a